This is How Dumb People are Getting Rich With AI

Curious about making money with AI? You don’t need a website or a big brand. The key is to solve a problem for someone. This guide will walk you through how to identify those problems and use AI, like ChatGPT, to create solutions that people will pay for. It’s about finding a real need and filling it, fast.

Start With Who You Know

The best place to start is by thinking about the people in your life. Who do you know well enough to understand their daily struggles? Maybe it’s a friend who’s a real estate agent, a cousin who lost their job, or even your boss. Think about the problems they complain about, the things that cause them stress or cost them time and money. Don’t guess; use your real-life observations.

Use AI to Define the Problem and Solution

Once you’ve identified a person and their specific problem, it’s time to bring in AI. Use ChatGPT to brainstorm. You can tell it, "Here are some people I know and the problems they face." For example, you could ask, "List 10 annoying, costly, or emotionally painful problems for a 42-year-old real estate agent in Austin, Texas."

After getting a list of problems, ask ChatGPT to describe the "before" and "after" for that person. How does their life look before the problem is solved, and how does it look after? This helps you visualize the transformation your solution will provide.

Key Takeaways

  • Identify a real problem: Focus on issues people complain about.
  • Leverage your network: Start with people you know.
  • Use AI for brainstorming: ChatGPT can help define problems and solutions.
  • Visualize the transformation: Describe the "before" and "after" scenarios.
  • Create AI-powered solutions: Develop products or services using AI tools.
  • Deliver quickly: Aim for solutions that can be provided within 48 hours.

Generate AI-Powered Product Ideas

Now, turn those problems and their solutions into potential products or services. You can ask ChatGPT to act as a business strategist and suggest five AI-powered services or product ideas you could deliver in 48 hours using tools like ChatGPT, Synthesia, Notion, or Zapier.

  • ChatGPT: A versatile AI for text generation, brainstorming, and more.
  • Synthesia: Create videos with AI avatars that speak your text.
  • Notion: A flexible tool for notes, project management, and collaboration.
  • Zapier: Connects different apps and automates workflows.

Choose an idea that has a clear return on investment, makes money, reduces hassle for the customer, and can be delivered fast. This could be a PDF guide, an automated report, a video, or a consultation.

Build Your Tech Stack and Execute

Your tech stack doesn’t need to be complicated. You can use tools you likely already have or can access easily:

  • For ideas and content: ChatGPT (use the mic feature if you dislike typing).
  • For design: Canva (don’t worry about perfection, just ship it).
  • For lead capture: Tally.so or similar simple forms.
  • For landing pages: Card.co is an affordable option.
  • For storage: Google Drive or Notion.

By focusing on solving real problems for people you know and using AI to speed up the process, you can create valuable services or products quickly. This approach bypasses the need for extensive market research or building a brand from scratch. You’re essentially using AI as your intelligent business advisor to identify opportunities and create solutions that people will pay for.

Who’s the Coach?

I’m Chris Dessi.

Tech entrepreneur. Author. Talking head.
But before any of that—I’m a builder.

I’ve spent the last 20+ years helping companies grow:
From dot-com chaos to SaaS scale-ups to AI-powered everything.
I’ve sold software across continents. Closed $32M in deals using AI.
Built and exited businesses. Bombed a few too. All of it made me sharper.

Today, I run Torque AI, a marketing automation platform built for the 99%.
Small business owners. Solopreneurs. Operators with too much to do and not enough support.
We give them AI superpowers—without the hype, the jargon, or the BS.

I’m also the founder of AI Summit NYC, where real business owners come to learn how to actually use AI to drive revenue.

When I’m not building, I’m writing books, speaking on national TV, and coaching execs through reinvention—with a baseball bat in one hand and a meditation app in the other.

I believe reinvention is our greatest asset.
I believe AI isn’t the threat—it’s the test.
And I believe if you’re not adapting, you’re eroding.

Let’s build something that matters.

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